North Central Jersey Association of REALTORS® “NCJAR” is the largest local Association of REALTORS® in New Jersey with 16,000+ REALTOR® members serving the communities of Morris, Passaic, Essex, Union, Sussex, and Bergen counties.  We are the 5th largest local Association of REALTOR® professionals in the country, and there is a reason for that. NCJAR provides its members with premier education and training courses that enable our members to be the “top” professionals in the area they serve. 

Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan officer, Abdel Khawatmi has the knowledge and expertise you need to explore the many financing options available.

Anastasia Galichanina is Licensed loan officer and real estate professional, she joined the NJ Lenders team in Spring 2022, where she focuses on first-time homebuyers, down payment assistance, investment properties, business owners, cryptocurrency, and blockchain. Anastasia and her team are multilingual, assisting Russian- and Spanish-speaking borrowers. 

Bank of America is one of the largest banks in the United States. It was founded in 1904 and has grown to be a major player in the banking industry. The bank offers a variety of services including personal banking, business banking, investment services, corporate and commercial banking, and wealth management. Bank of America also provides global financial services through its international divisions.