It’s not just about the lowest price. It’s about the best coverage.

Sure, companies are filling up the airwaves promising you 5%, 10%, even 15% savings on your insurance premiums. Which sounds really appealing until you find out they don’t just cut cost, they often cut coverage to the bare minimum required by law. And any price you pay for the wrong coverage is too high. 

Today, more and more homeowners are being proactive and having their homes inspected prior to putting their home on the market. Get a jump on what needs attention before you have to negotiate it away!

"My 30 plus years of experience in the building industry, gives me the advantage of doing quality home inspections."

Patricia Mangam’s lending focus includes construction loans, lot loans, first time homebuyers, FHA/VA, conventional and rural development loans throughout the United States. I have been in the mortgage industry since 1987.

Welcome to USDA Rural Development

We are committed to helping improve the economy and quality of life in rural America. Through our programs, we help rural Americans in many ways.

• We offer loans, grants and loan guarantees to help create jobs and support economic development and essential services such as housing; health care; first responder services and equipment; and water, electric and communications infrastructure.