Are you ready to take the exciting step of purchasing your first home in New Jersey? Navigating the home buying process can be overwhelming, especially for first-time buyers. Thankfully, New Jersey offers a variety of programs designed to make homeownership more accessible and affordable. From down payment assistance to comprehensive education, these programs can help you achieve your dream of owning a home.

New Jersey Housing and Mortgage Finance Agency (NJHMFA)

The NJHMFA offers several programs tailored to first-time homebuyers, including down payment assistance. Their website provides a wealth of information on eligibility criteria and the application process.

• Website: NJHMFA
• Phone: 1-800-654-6873
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New Jersey First Time Homebuyer Program

This state-run program provides low-interest loans and down payment assistance to first-time homebuyers. It's an excellent option for those seeking financial support to make their homeownership dreams a reality.

• Website: New Jersey First Time Homebuyer Program
• Phone: 609-292-4080

HOMEOWNERSHIP NOW

HOMEOWNERSHIP NOW offers down payment assistance and homebuyer education programs. Their resources help buyers navigate the home buying process with confidence.

• Website: HOMEOWNERSHIP NOW
• Phone: 609-278-7410
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New Jersey HomeKeeper Program

For those facing foreclosure, the New Jersey HomeKeeper Program provides critical assistance. This program helps homeowners stay in their homes and manage financial difficulties.

• Website: New Jersey HomeKeeper Program
• Phone: 1-855-647-7700
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HUD New Jersey Homeownership Assistance

The U.S. Department of Housing and Urban Development (HUD) offers various federal programs to assist New Jersey residents in purchasing their first homes. These programs provide valuable resources and financial aid.

• Website: HUD New Jersey Homeownership Assistance
• Phone: 973-622-7900
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Morris Habitat for Humanity

Morris Habitat for Humanity provides affordable homeownership opportunities and down payment assistance, making it easier for low-income families to own a home.

• Website: Morris Habitat for Humanity
• Phone: 973-891-1934
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Housing Partnership for Morris County

This organization offers first-time homebuyer education and financial assistance, helping buyers understand the home buying process and secure the necessary funds.

• Website: Housing Partnership for Morris County
• Phone: 973-659-9222
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Essex County Home Improvement Program

Essex County's program provides assistance for home improvements and first-time homebuyer support, ensuring safe and affordable housing options.

• Website: Essex County Home Improvement Program
• Phone: 973-655-0200
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Garden State Affordable Housing

Garden State Affordable Housing offers affordable housing solutions and down payment assistance to help first-time buyers achieve homeownership.

• Website: Garden State Affordable Housing
• Phone: 908-850-9989
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